You’re a motorcycle owner, so maybe you’re not as worried about risk as the minivan-driving soccer mom next door. But chances are, you love your bike a lot more than she loves her van. And like the soccer mom, you really don’t relish the idea of being stuck in the middle of nowhere with a broken down vehicle. And you sure don’t want to pay a hefty repair bill.

A vehicle protection plan might be the answer for both of you. Protection plans offer comprehensive mechanical breakdown coverage on the major components of your bike, and in many cases cover over 1,000 different parts. Assurant protection plans provide solutions for mechanical failure with genuine new or rebuilt parts whenever possible, because we know that’s important to you.

When purchasing a motorcycle, ask your dealer about the features and benefits of extended protection. Some plans include extras like reimbursing you for the cost of having your bike picked up and delivered for repair.


  • Clean your bike carefully. High pressure water jets can harm the exposed parts of a bike. Your owner’s manual will have instructions for cleaning your bike. Rinse off dust and mud daily.
  • Air pressure is important. If you feel a wobble when you turn, it could be your side walls buckling under the weight of the bike.  If so, your tire pressure is too low.
  • Car oil is different than motorcycle oil. Use 10/40 motorcycle oil for liquid cooled engines and 20/40 or 20/50 motorcycle oil for air cooled. Make sure you change your oil every 2500 miles.
  • Remember to replace your helmet. The foam inside a helmet ages over time. If you take good care of your helmet, it can last for several years before becoming unsafe.