Jewelry

Assurant’ jewelry care plans can help safeguard your rings and other important jewelry from damage and wear. Our plans typically provide for routine cleaning and maintenance of jewelry, covering a variety of repairs that are often excluded under the manufacturer’s  warranty. Lifetime care plans help you maintain and repair your fine jewelry at no additional charge for as long as you own the item.

Care plans make sense for all jewelry with significant financial or sentimental value as these items are not always covered by homeowners or renters insurance. And when this coverage is available it may involve a high deductible and exclude repair and maintenance. The most common maintenance and repairs covered by a care plan include regular inspection by an expert for structural weaknesses, resizing of rings and retipping of prongs and tightening stones so that precious gems won’t become loose and fall out.

Tips

Here’s a few simple things you can do to take care of your jewelry:

  • Put jewelry on last when dressing and take it off first when undressing. This protects both clothing and jewelry.
  • Don’t clean every piece of jewelry the same way. Gold is different than platinum and a diamond is different from an emerald. Learn how to clean jewelry based on the unique properties of its metal and/or gemstone.
  • Take jewelry off when doing gardening work or using chemical cleaners around the house.
  • Don't leave rings on kitchen countertops or bathroom sinks where they might fall down the drain.